This program offers education and counseling for those who struggle financially to help them achieve long-term prosperity. Our goals are to promote financial literacy and financial responsibility and increase responsible homeownership. HUD-certified counselors cover topics such as budgeting, mortgage, and banking information, credit scores, and savings strategies.
The Housing Counseling program educates clients on the home buying process, addresses barriers to mortgage readiness, and makes the client mortgage-ready if at all possible.
The Financial Counseling program involves credit rebuilding and assistance with developing a workable budget, with an emphasis on savings for future needs.
The majority of counseling is conducted in one-on-one sessions with CCCNMO HUD-certified counselors.